Terms and Conditions

Please read these Terms and Conditions ("Terms") carefully before using the services offered by FinAudit ("we," "our," or "us"). These Terms govern your access to and use of our financial organization services. By accessing or using our services, you agree to be bound by these Terms.

Services Description

FinAudit provides financial organization services, including financial assessment, document organization, budget structure planning, and educational resources. Our services are intended to help clients improve their financial awareness and organization. We do not provide financial advice, investment recommendations, loans, or guarantees of specific financial outcomes.

Eligibility

You must be at least 18 years old to use our services. By using our services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

Account Responsibilities

If you create an account with us, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

User Conduct

When using our services, you agree not to:

• Violate any applicable laws, regulations, or third-party rights
• Use our services for any illegal or unauthorized purpose
• Interfere with or disrupt the services or servers or networks connected to the services
• Attempt to gain unauthorized access to any part of the services
• Impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity

Intellectual Property

All content, features, and functionality of our services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, software, and the design, selection, and arrangement thereof, are owned by us, our licensors, or other providers of such material and are protected by Canadian and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

Payment Terms

Fees for our services are listed on our website. All payments are non-refundable unless otherwise specified. We reserve the right to change our fees at any time, but any changes will not affect existing contracted services.

Limitation of Liability

To the maximum extent permitted by law, in no event shall we, our directors, employees, agents, partners, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the services.

Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding the operation of our services or the information, content, materials, or products included on our services.

Indemnification

You agree to indemnify, defend, and hold harmless us, our affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from your violation of these Terms, your use of our services, or your violation of any rights of another.

Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use our services will immediately cease.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without giving effect to any principles of conflicts of law.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on our website. Your continued use of our services after any such changes constitutes your acceptance of the new Terms.

Contact Us

If you have any questions about these Terms, please contact us at:

Email: [email protected]
Phone: +1 647 804 9250
Address: 101 Bay Street, Suite 2100, Toronto, ON, M5J 2Z1, Canada